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Scholarships and Financial Aid

Top Scholarships and Financial Aid Options for Online Students in the USA

The past decade has seen an unprecedented growth in online education in America. Flexibility with respect to time; anywhere access; and the ability to study while working or taking care of personal responsibilities have increasingly made online degree programs appealing. Also, many students depend on resources such as Online Class Help to manage their coursework along with other obligations. However, there is a general impression that online students cannot avail themselves of the same financial aid packages that campus-based students receive. Nothing could be more wrong.

Online students are eligible for a range of scholarships, grants, and federal programs that reduce the price of attending college. Otherwise, they have to do part-time jobs which compromise their study, and students seek options like “Take my online class for me”. In this article, financial aid and scholarship programs available in the United States are discussed. This information can be extremely beneficial for the e-learners who want to pursue education at an affordable price.

Importance of Financial Aid for Online Students

Managing multiple responsibilities, many students will be seeking some academic support services, searching for help with phrases like “Take my class for me,” where they are balancing heavy workloads alongside financial obligations.. This highlights the critical role of financial aid in reducing the need to balance employment with academic commitments. Before getting to the options, let’s get an understanding of why financial aid for online students is a big deal, especially for online students:

Education Cost

Textbooks, technology requirements, and other costs of education still exist for online degrees.

Lower Earning Capacity While Studying

Many online students juggle part-time jobs or family responsibilities and are not in a position to commit to full-time employment. This often leads some to seek academic support through services commonly searched with terms like “Do my class online for me“, which compromises study as well.

Access and Equity

Financial aid helps meritorious students from all walks of life seek quality education at affordable prices.

Consider the following key things about financial aid and scholarships while enrolling on any online program.

Top Scholarships and Financial Aid Options for Online Students in the USA

The following are some basic types of financial aid available to e-learners.

Federal Financial Assistance

Eligible students for distance-learning programs are entitled to receive federal student aid.
  • FAFSA (Free Application for Federal Student Aid): It is your gateway to federal financial aid.
    • Pell Award (for undergraduate students with financial need).
    • Federal Online Student Loans (Direct Subsidised and Unsubsidized Loans).
    • Federal Supplemental Educational Opportunity Grants (FSEOG).
    • Federal Work-Study Programs.

Tip: Submit your FAFSA early to maximise your eligibility for student loans for online classes.

State-Based Financial Aid

Most states in the United States offer scholarships for online degrees, state-based financial aid programs for residents who are attending an on-campus or a participating school’s online program.
  • Example: California Cal Grant Program assists on-campus and online program students.
  • New York State Tuition Assistance Program (TAP) is another such example where deserving students can be subsidized to obtain online degrees by the participating institutions and universities.

Inquire with your state education agency or office of student financial aid to determine your eligibility.

Institutional Scholarships and Aid

Most accredited colleges offer institutional scholarships for online students each academic year.
  • They can be based on merit, need, or field.
  • Example: Arizona State University Online provides a list of scholarship opportunities for online students.

A school’s financial aid counsellor should be contacted to determine what institutional aid is available.

Private Scholarships for Online Students

There are some organisations and foundations which offer scholarships to online students.

Best Scholarships for Online Students in the USA

The following are some types of scholarships available to online students.

Get Educated Online College Scholarship Program

  • Award: $1,000
  • Eligibility: U.S. citizens seeking online degree courses from accredited colleges.
  • Frequency: Twice a year
  • Website: geteducated.com

Online student scholarship exclusively. The candidates should submit a personal essay describing their financial need and academic goal.

Online Students Scholarship – Study.com

  • Award: $1,000
  • Eligibility: Students seeking an accredited online degree program
  • Criteria: Personal statement and academic promise
  • Website: study.com
The scholarship is designed for students already enrolled in online degrees who have work or family obligations.

Scholarships360 No-Essay Scholarship

  • Award: $1,000
  • Eligibility: Online (and on-campus) college students, high school seniors
  • Criteria: No essay; all majors eligible
  • Website: scholarships360.org
Here’s an easy, quick scholarship with no lengthy application, perfect for busy online students.

University of the People Scholarships

  • Award: Varies (full-tuition scholarships also awarded)
  • Eligibility: Financially needy online degree students.
  • Website: uopeople.edu
  • University of the People
University of the People has donated a series of scholarships, some of which are listed below:
  • Emergency Refugee Assistance Scholarship
  • Foundation Hoffmann Scholarship
  • UoPeople General Scholarship

Those are more focused on underrepresented groups such as those outside our country and yet benefit many here in the United States.

Patsy Takemoto Mink Education Foundation Scholarship

  • Award: Up to $5,000
  • Eligibility: Low-income mothers with children seeking education (online included).
  • Website: patsyminkfoundation.org
A great resource for mothers going back to school with online education.

Courage to Grow Scholarship

  • Award: $500 per month
  • Eligibility: U.S. citizens 18 years and older with a minimum GPA of 2.5
  • Website: couragetogrowscholarship.com
Easy to apply and available to students attending traditional and online colleges.

Imagine America Foundation Scholarship

  • Award: $1,000
  • Eligibility: High school graduates seeking a career and online colleges
  • Website: imagine-america.org
Career preparation, such as online healthcare, business, and technical careers, is funded by this scholarship.

Western Governors University (WGU) Scholarships

  • Award: Up to $2,500 or more
  • Eligibility: WGU students pursuing its online degree programs
  • Website: wgu.edu
WGU provides various scholarships to its online students, such as:
  • WGU Excellence Scholarship
  • WGU Women in Tech Scholarship
  • WGU Military Appreciation Scholarship

5 Tips for Maximising Your Scholarship Success

The following are some tips on how to win scholarships as an e-learner.

Start Early and Stay Organised

Most scholarships have early deadlines. Maintain a calendar to keep track of application deadlines.

Write a Compelling Personal Statement

Tailor your essay to reflect your journey, academic goals, and why you’re pursuing online education.

Apply Widely

Don’t limit yourself to one or two scholarships. Apply to as many as you’re eligible for.

Leverage Local Resources

Check with local organisations, chambers of commerce, churches, or community centres for lesser-known scholarship opportunities.

Be On the Lookout for Scams

Don’t fall for scholarships that charge a fee to apply or promise “guaranteed” outcomes.

3 Top Other Online Sources of Student Financial Aid

Employer Reimbursement for Tuition

Most employers have reimbursement of tuition for employees enrolled in job-related degree courses, including online degrees. Always telephone your HR department to ask them.

Military and Active Duty Dependent Benefits

If you are on active duty in the military, a veteran, or a dependent of someone on active duty, you might qualify for:
  • GI Bill® Benefits
  • Yellow Ribbon Program
  • Military Tuition Assistance
Most online universities provide these programs.

Crowdfunding for Education

Sites like GoFundMe, Fundly, or ScholarMatch allow students to crowdfund education and tuition costs. As strange as this may seem, these types of websites have helped several online learners.

Conclusion

An online degree comes with a universe of flexibility at its expense. The news is that there is much more scholarship, grant, and aid to be disbursed for the online-only students. From state and federal funding to private scholarships and institutional grants, these are but a few among many areas which can guide the students. Most importantly, take the initiative, plan and research. With guidance, financial constraints are overcome, and your research can be rewarding and affordable.
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